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USAble Life Insurance

SEIU members receive a FREE $2,500 Member Life Insurance benefit. In addition, new members may purchase voluntary insurance products with guaranteed coverage within 90 days of joining.

Available Coverage Options

  • Up to $100,000 Member Term Life Insurance
  • Member Short-Term Disability Insurance
  • Up to $40,000 Spouse/Partner Term Life Insurance
  • $5,000 or $10,000 Child Term Life Insurance
  • DUO Accident Insurance

Additional Coverage Opportunities

Members and their spouse/partner may apply for up to $200,000 in Term Life Insurance by providing satisfactory Evidence of Insurability.

Important Eligibility Requirements:

  • The member must be insured in voluntary life to enroll a spouse/partner or child in life insurance coverage.
  • Members must work at least 40 hours per month in a SEIU Local 503-represented position to enroll in any USAble Life products.

Annual Open Enrollment

Members may also purchase additional life, short-term disability, and accident insurance during the annual open enrollment period.

For more information about available coverage and enrollment options, members should refer to their SEIU Local 503 benefits materials or contact the union benefits office.

For enrollment and coverage questions, contact SEIU Membership Advantages office:

Members can also purchase additional life, short term disability, and accident insurance during an annual open enrollment period.

2026 USAble Enrollment Packet

2026 Plan Documents:

2025 Summary Annual Report

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